TERMS AND CONDITIONS

Effective Date: July 1, 2026

1. Introduction

Welcome to AnnRau.com (the "Website"), operated by Emerge, LLC, doing business as Ann Rau ~ Marketing & Events Consulting ("ARC," "we," "us," or "our"). By accessing or using this Website, you agree to the following terms and conditions. If you do not agree, please do not use the Website.

2. Use of the Website

You may use this Website for lawful purposes only. You agree not to use the Website in any way that violates applicable laws, infringes on the rights of others, or interferes with the operation of the site. We reserve the right to restrict or terminate access to anyone who misuses the Website or its content.

3. Intellectual Property

All content on this Website, including text, graphics, logos, images, videos, downloadable materials, and the design and layout of the site, is the property of Emerge, LLC or its licensors and is protected by copyright and other intellectual property laws.

You may not copy, reproduce, distribute, publish, modify, or create derivative works from any content on this Website without prior written permission, except for personal, non-commercial use.

4. Services

The Website describes consulting, strategy, and event-related services offered by Ann Rau ~ Marketing & Events Consulting. Engaging in any paid service requires a separate service agreement, proposal, or scope of work between you and Emerge, LLC. The information on this Website is for general guidance and does not constitute a contract.

5. Payments

Any paid services, packages, or programs are subject to the pricing, payment terms, and refund policies stated in the relevant service agreement or checkout page at the time of purchase. By purchasing a service, you agree to those specific terms.

6. No Professional Advice

The content on this Website is for educational and informational purposes only. It is not legal, financial, tax, medical, or other professional advice. You should consult qualified professionals for advice specific to your situation.

7. Third-Party Links

This Website may include links to third-party websites, tools, or services. We do not control these sites and are not responsible for their content, policies, or practices. Accessing third-party sites is at your own risk.

8. User Submissions

If you submit content through forms, comments, or other interactive features, you grant Emerge, LLC a non-exclusive, royalty-free license to use, reproduce, and share that content for business purposes, unless otherwise agreed in writing. Do not submit any content that is unlawful, harmful, or violates the rights of others.

9. Disclaimer of Warranties

This Website and all content on it are provided "as is" without warranties of any kind, express or implied. We do not guarantee that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, Emerge, LLC and its owners, employees, and contractors will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website, the content on it, or any services described.

11. Indemnification

You agree to indemnify and hold harmless Emerge, LLC, its owners, employees, and contractors from any claims, damages, or expenses arising from your use of the Website or your violation of these Terms.

12. Governing Law

These Terms are governed by the laws of the State of Colorado, without regard to its conflict of laws principles. Any disputes will be resolved in the appropriate state or federal courts located in Larimer County, Colorado.

13. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a new effective date. Continued use of the Website after changes are posted means you accept the updated Terms.

14. Contact Us

For questions about these Terms, please contact us through the contact form on this Website.